OK so it’s not the most amazing news ever, but average life insurance premiums are on the rise. The key word in that sentence is “average”. This doesn’t mean that you have to pay more. Whilst the premiums that companies charge might be increasing the are still increasing overall they are willing to get very [...]
Continue reading about Ever Increasing Premiums Mean You Must Shop Around – And Don’t Be Loyal!
If you are in dispute with an insurance company over the exact meaning of a policy document then the last resort is to take the company to court. Before doing this you will obviously need to get legal help, but the following 5 facts might help you to decide whether this is worth doing: 1. Ambiguous [...]
Continue reading about Life Insurance Policy Interpretation – 5 Key Facts
One of the very first decisions you must make when arranging life insurance is what type of policy should you choose – term insurance or whole life. Consider the following checklist to see which type might suit you best: Reasons For Choosing Term Cover 1. Budget for premiums. If your budget for premiums is small, [...]
Continue reading about Whole Life Vs Term Insurance – Which is Best Or You?
